1. IMPORTANT DISCLAIMER
CapitaCrest Financial Services Pvt. Ltd. ("CapitaCrest", "we", "us", "our") is NOT a lending institution, bank, NBFC, or financial service provider. We are a lead generation and financial information platform that connects users with RBI-regulated financial institutions.
2. NATURE OF SERVICES
CapitaCrest provides the following services:
- Financial information and comparison services
- Lead generation for RBI-regulated financial institutions
- Educational content about financial products
- Connection services between users and licensed lenders
We DO NOT:
- Provide loans, credit cards, or any financial products directly
- Approve, disburse, or manage any financial products
- Act as a lender or financial service provider
- Guarantee approval from any financial institution
3. BUSINESS INFORMATION
Company Name: CapitaCrest Financial Services Pvt. Ltd.
CIN: U74999MH2024PTC123456
Registered Office: 123 Financial District, Pune, Maharashtra 411001
Email: compliance@capitacrest.com
Phone: +91 9168574511
4. USER AGREEMENT
By using our website and services, you acknowledge and agree that:
- You understand CapitaCrest is not a lender or financial service provider
- All financial products are provided by third-party RBI-regulated institutions
- You consent to sharing your information with partner institutions
- You will deal directly with the financial institutions for all product-related matters
5. LEAD GENERATION SERVICES
When you submit information through our platform:
- We may share your information with suitable RBI-regulated financial institutions
- Partner institutions may contact you directly regarding their products
- We receive compensation from institutions for successful lead generation
- You are not obligated to proceed with any institution
6. LIMITATION OF LIABILITY
CapitaCrest shall not be liable for:
- Any decisions made by partner financial institutions
- Terms, conditions, or policies of third-party institutions
- Any disputes between users and financial institutions
- The accuracy of information provided by third parties
7. COMPLIANCE
We operate in compliance with:
- RBI guidelines on Digital Lending
- Information Technology Act, 2000
- Consumer Protection Act, 2019
- Data Protection and Privacy laws
8. GOVERNING LAW
These terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in Pune, Maharashtra.
9. CONTACT INFORMATION
For any questions regarding these terms, please contact us at:
Email: compliance@capitacrest.com
Phone: +91 9168574511
Address: 123 Financial District, Pune, Maharashtra 411001